Hint to help deter cyber criminals
The Cybersecurity and Infrastructure Security Agency (CISA) recommends Multi-Factor Authentication (MFA). There are cyber attacks in the news all the time, but there’s one trick that helps to make your accounts difficult to breach, called multi-factor authentication, or MFA. Using just a password to login to accounts is like shutting your door at night. MFA is like locking your door at night. You need to use #MoreThanAPassword! We use MFA and encourage you to do so as well.
How MFA works
When you enable MFA in your online services (like email, bank accounts, etc.), you enter a password like your normally would, but you need to also provide an authenticator (like a text to your phone, email, face recognition, or other form) to verify your identity before the service grants you access. If your password becomes compromised, bad actors won’t be able to gain access to your accounts because they can’t match the second authenticator.
Cyber-attacks/data-breaches can be costly. Depending on the breach your state may require that you notify all the impacted entities and possibly provide credit monitoring. Just finding out what has been compromised requires specialized knowledge that a good cyber insurance company may provide if you have the proper cyber coverage.
Lee Norcross, MBA, CPCU, CPIA
Managing Director, CEO
(616) 940-1101 Ext. 7080